Create or join a circle
Spin up a new circle or invite friends, family, or teammates in seconds — with clear rules everyone agrees on.
Save together, get paid in turns
faster, safer, smarter.
Group saving made simple — access your payout early, swap turns easily, and trust every contribution.
A benefit that builds financial confidence — save together, access funds early, stay connected.
Where German communities save and grow together.
Get early access to Prylin
You’re on the list! We’ll email you as we open access in your region.
How Prylin works
Create a circle, automate contributions, and get liquidity when you need it — all tracked in a transparent escrow ledger.
Contribute on schedule
Automatic reminders, escrowed funds, and SEPA-friendly rails keep everyone aligned and accountable.
Get your payout turn
Receive your lump sum on your month — or use Instant Turn to access it early, or Turn Swap to trade turns.
Security & transparency first
Escrow-style holding and a real-time shared ledger keep your circle on track. Instant alerts, smart nudges, and data-rich insights put trust at the center.
Funds are safeguarded with tiered verification, encrypted payment flows, and optional payout approvals. Everyone sees the same source of truth — no more spreadsheets or “who paid?” chats.
Grace periods, automatic receipts, and exportable records make every contribution traceable and auditable.
You
Contribution locked
€5000 • October 15, 9:00
Alex Smith
Next payout
€5000 • November 15, 9:00
Maria Garcia
Queued up
€5000 • December 15, 9:00
Why communities and employers choose Prylin
Prylin connects individuals and companies in one ecosystem — empowering employees, families, and teams to save together with liquidity and trust.
Low network fee (1.8%) — no surprises
SEPA mandate — automatic, secure payments
Instant Turn & Turn Swap for flexibility
Built for individuals, teams & employers (B2B2C)
Empower your employees with financial wellness
Prylin isn’t just for individuals — it’s a financial wellness perk that helps companies build loyalty, reduce stress, and increase retention. Give your employees access to modern group savings, instant liquidity, and transparent financial collaboration.
Boost retention & morale
Employees with better financial security stay longer and perform better. Prylin circles build trust and a sense of belonging, creating a stronger company culture.
Offer smart liquidity support
With Instant Turn, your employees can access emergency funds instantly — without loans or HR intervention — at a fair, transparent discount.
Simple setup, measurable impact
Employers can link Prylin via payroll or company codes. Our dashboard provides analytics on engagement and helps you measure financial wellbeing across teams.
FAQ
Your top questions, answered. Still curious? Reach us anytime at contact@prylin.com.
How does Prylin keep circles accountable?
Prylin automates reminders, confirms payments, and provides a shared escrow ledger so every member sees the same timeline. Each contribution is time‑stamped, with optional verifications for high‑value circles.
What is Instant Turn?
Instant Turn lets you access your payout immediately — before your scheduled month — at a small transparent discount. The rest of your circle continues as planned, while our escrow system ensures funds and repayments stay balanced.
What is Turn Swap?
Turn Swap allows members to trade payout months with each other when schedules change. Each swap happens at a fair discount agreed between members and secured through the Prylin ledger — flexible, fair, and transparent.
What happens if someone misses a payment?
When a member misses a contribution, Prylin automatically triggers a Cure Plan — a short grace window that helps them catch up without disrupting the circle. If a payment remains overdue, future payouts are paused until the balance is restored.
Every user has a Customer Reputation Score (CRS), which reflects their on-time contributions and reliability across circles. Late or missed payments reduce CRS temporarily, while consistent recovery through Cure Plans rebuilds it. This ensures fairness and keeps trusted members prioritized for future Instant Turns or Turn Swaps.
Every user has a Customer Reputation Score (CRS), which reflects their on-time contributions and reliability across circles. Late or missed payments reduce CRS temporarily, while consistent recovery through Cure Plans rebuilds it. This ensures fairness and keeps trusted members prioritized for future Instant Turns or Turn Swaps.
When will Prylin be available?
We’re piloting with select communities now. Join the waitlist and we’ll keep you updated as Prylin opens more circles in your region.