Most people are not prepared for a financial shock
In Germany, many households live without a real buffer. An unexpected expense can instantly turn into stress - affecting rent, bills, and everyday decisions.
Prylin helps you build savings - solo or with a circle - and optionally access liquidity through Instant Turn, without breaking your plan.
Designed for Germany. Built with regulatory discipline.
Many people want to save, but expenses and uncertainty keep eroding their buffer. The result is ongoing stress and fewer options when life happens.
In Germany, many households live without a real buffer. An unexpected expense can instantly turn into stress - affecting rent, bills, and everyday decisions.
For a growing number of people, there is simply nothing left at the end of the month. Without a buffer, even small setbacks turn into long-term stress.
When there is no buffer, money worries do not disappear - they linger. Paying bills on time and planning ahead becomes a source of ongoing anxiety.
Prylin replaces last-minute decisions with clear cycles, predictable contributions, and transparent access rules.
Instead of reacting to emergencies, Prylin helps you plan ahead. You contribute into clear saving cycles - individually or with a circle - so money decisions feel predictable again.
Prylin lets you set up an individual saving cycle with clear rules. Small, regular contributions add up - without requiring perfect discipline or large upfront amounts.
When you need money earlier than planned, Prylin offers Instant Turn. You can request part of your future cycle amount in advance, in exchange for a transparent discount or fee - while continuing your saving cycle as agreed.
Instant Turn availability depends on eligibility and cycle rules.
Bring ROSCA-style circles into a structured, transparent format that everyone can trust.
Prylin brings ROSCA-style saving circles into a structured, digital experience. Each member contributes regularly, and everyone knows exactly when their turn comes - no confusion, no awkward reminders.
Saving circles on Prylin run on clear terms: contribution amount, cycle length, and turn order are agreed upfront. This removes uncertainty and keeps participation fair for everyone.
Financial stress affects focus, retention, and wellbeing. Prylin gives employers a practical way to support employees with structured saving and optional liquidity access - without pushing debt-based solutions.
Prylin provides structured cycles, optional Instant Turn access, and shared accountability. It fits payroll realities while giving employees a clear path to build savings.
Transparency and separation are built into every cycle, every rule, and every payout request.
Prylin operates on clearly defined saving cycles. Contribution amounts, cycle duration, payout timing, and optional Instant Turn terms are set upfront - so everyone understands how things work before they participate.
Prylin is built with clear boundaries. Funds allocated to saving cycles are held in ring-fenced accounts and are never mixed with company funds. Participation is governed by transparent civil-law agreements, with clear rules defined upfront.
Prylin is not a bank and does not take customer funds. Instant Turn access may involve a transparent discount or fee and follows agreed cycle rules.
Prylin is launching soon. Join the early access list to be among the first to use structured saving cycles - with optional liquidity access when life happens.
We will only contact you when Prylin is ready. No spam.