Liquidity without debt.
Savings without stress.

Prylin helps you build savings - solo or with a circle - and optionally access liquidity through Instant Turn, without breaking your plan.

Designed for Germany. Built with regulatory discipline.

The savings gap is growing

Many people want to save, but expenses and uncertainty keep eroding their buffer. The result is ongoing stress and fewer options when life happens.

Most people are not prepared for a financial shock

In Germany, many households live without a real buffer. An unexpected expense can instantly turn into stress - affecting rent, bills, and everyday decisions.

≈ 1 in 3 households cannot cover an unexpected €2,000 expense within one month. Source: ZEW View

Saving is becoming impossible for many

For a growing number of people, there is simply nothing left at the end of the month. Without a buffer, even small setbacks turn into long-term stress.

18% of consumers in Germany cannot put any money aside at all. Source: SCHUFA View

Financial stress becomes constant background noise

When there is no buffer, money worries do not disappear - they linger. Paying bills on time and planning ahead becomes a source of ongoing anxiety.

24% worry about paying bills on time; 80% feel uncertain about their financial future. Source: CRIF View

Structured saving with optional liquidity access

Prylin replaces last-minute decisions with clear cycles, predictable contributions, and transparent access rules.

Prylin replaces chaos with structure

Instead of reacting to emergencies, Prylin helps you plan ahead. You contribute into clear saving cycles - individually or with a circle - so money decisions feel predictable again.

Save consistently, even when life is unpredictable

Prylin lets you set up an individual saving cycle with clear rules. Small, regular contributions add up - without requiring perfect discipline or large upfront amounts.

Access liquidity without breaking your savings

When you need money earlier than planned, Prylin offers Instant Turn. You can request part of your future cycle amount in advance, in exchange for a transparent discount or fee - while continuing your saving cycle as agreed.

Example: €100 per month, 10-month cycle. Month 2: request an Instant Turn for a future payout.

Instant Turn availability depends on eligibility and cycle rules.

Group savings, clear rules, shared confidence

Bring ROSCA-style circles into a structured, transparent format that everyone can trust.

Save together with clear rules and transparency

Prylin brings ROSCA-style saving circles into a structured, digital experience. Each member contributes regularly, and everyone knows exactly when their turn comes - no confusion, no awkward reminders.

Everyone knows the rules from day one

Saving circles on Prylin run on clear terms: contribution amount, cycle length, and turn order are agreed upfront. This removes uncertainty and keeps participation fair for everyone.

January

Support employees with a benefit they will use

Financial stress affects focus, retention, and wellbeing. Prylin gives employers a practical way to support employees with structured saving and optional liquidity access - without pushing debt-based solutions.

A financial wellness benefit employees actually use

Prylin provides structured cycles, optional Instant Turn access, and shared accountability. It fits payroll realities while giving employees a clear path to build savings.

Designed for employees. Valuable for employers.

For employees

  • A structured way to build savings
  • Optional liquidity access via Instant Turn
  • Clear rules and predictable cycles

For employers

  • Financial wellbeing support without lending
  • Higher engagement and retention
  • Aggregated insights (no individual financial control)

Clear mechanics, serious trust

Transparency and separation are built into every cycle, every rule, and every payout request.

Built on clear rules and transparent mechanics

Prylin operates on clearly defined saving cycles. Contribution amounts, cycle duration, payout timing, and optional Instant Turn terms are set upfront - so everyone understands how things work before they participate.

Designed for trust, clarity, and separation

Prylin is built with clear boundaries. Funds allocated to saving cycles are held in ring-fenced accounts and are never mixed with company funds. Participation is governed by transparent civil-law agreements, with clear rules defined upfront.

  • Ring-fenced funds - allocated funds are kept separate from Prylin's own funds
  • Clear civil-law contracts - transparent terms for cycles and Instant Turn
  • Privacy by design - data hosted in Frankfurt, GDPR-first approach

Prylin is not a bank and does not take customer funds. Instant Turn access may involve a transparent discount or fee and follows agreed cycle rules.

Start saving with less stress

Prylin is launching soon. Join the early access list to be among the first to use structured saving cycles - with optional liquidity access when life happens.

Be first to try Prylin

We will only contact you when Prylin is ready. No spam.

You are on the list! We will email you as we open access in your region.